It’s stunning! According to a survey, millennial-aged college graduates are spending a whopping 18 percent of their salary on student loan payments and 60 percent of them expect to be making payments on their student loans into their 40s.

But it get’s worse! The survey also found that average student debt for millennials is more than $41,000, and a third reported being clueless as to their loans’ interest rate. Sadly, many millennials aren’t willing to adjust their lifestyle to pay if off more quickly. For example, less than half were willing to cut what they spend on eating out and entertainment.

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5 Ways to Get Out of Student Loan Debt